Found: 81 records....
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Senvi Founder
Thursday April 30, 2015 @ 05:14:40 PM mt |
Senvi Founder added 5 new photos
Consider this TOWARD THE IDEA OF MONEYLESS LIVING: - Locate multi unit residential buildings that house 50 people/apartments, or more or less. Many like this exist as 2 and 3 story walkups that are 50yo plus in construction and design that are owned by varying degree of sophistication landlords with varying degree of financial needs and abilities. THE PLAN; to renovate and revitalize the property to quality current standards, equipment, furnishings and tools by remodeling and upgrading. The monetary cost of upgrading and buying out the cost of the capital from landlords will be financed by an equity/monetary pool that is a trust fund that is owned/operated and controlled equally by the consensus community that contributes into it. Using the example of 50 people, who bring with them an initial contribution of $10k or more EACH. These folks are someone who may have some money but not enough to buy a home or condo. This money will need to be owned/savings (vs. financed) as the property and assets should not have any mortgages or liens or chattels other than the master one that will be the mutual mortgage/financing of the group/trust/collective. Those who pay rent, will now pay to pay off the loan they own for property and assets that once paid off is FREE AND CLEAR of monetary inputs beyond maintenance and upkeep. The model would make such monthly payments no more than and most likely LESS THAN existing rents. The reason less than normal rents can be achieved is that the site and it's tenants as STAKEHOLDERS are responsible for it's upkeep and maintenance from a volunteer pool of labor and from money for cost of goods and outside services that would fall within the budget of monthly rent contributions. The site will use Habitat for humanity, residents, and other volunteers to make modifications and upgrades (free labor). The designs and changes will be agreed to by the tenants who are owner/operators. The estimate for a 50 member site is no more than 2 or 3 hours/week voluntary contribution toward site and property maintenance and management needs (100-150hrs/week available pool). The site and tenants will invite and accept those who have some skills and/or abilities to provide as many/much of the maintenance as possible without needing outside contractors. ie we make sure the community has plumbers, electricians and carpenters or those with trades skills as part of the community mix. Same for admin and management services experience. That would be half a dozen to a dozen skill specific members we/you would need for any given project. They can then mentor/teach the rest as site apprentices. Now you have eliminated the cost of property management and maintenance. Common use tools and equipment and room/facility will allow on site independent fabrication of most things needed that would otherwise need to be purchased including such things as industrial printers which can print odd fabrication parts required. Again the LABOR for all requirements comes from resident volunteer pool. The site would be equipped with solar, wind and hydrogen (electrolysis) equipment currently available. The site would then have/become energy independent and not even need to sell back to any grid using hydrogen storage to use as supplement for when solar and wind are not in use or available using fuel cells to provide electricity/energy vs. the grid. The electrolysis provides/makes the hydrogen when the solar and wind demand is available and is redirected to produce the backup hydrogen. This hydrogen can also be used to power a fleet of shared vehicles the trust acquires for less cost that the cost of individual ownership of vehicles by employing time share and pooling. All the above is to replace/substitute for the cost of existing expenses that use an outlay of money. With site energy independence, self maintenance, owning the property and GROWING YOUR OWN FOOD in an on site garden in conjunction with other local community garden plots. The site would have common area equipment for specialty food production tools/equipment for use by all, common area entertainment and educational library and computers/lecture/class rooms. All this can come from converting one or two units in any given building project vs. any need for add-on construction. The advantage to this plan, is that many cities are faced with aging properties of this nature and yet many exist in relatively nice parts of town. The choice will be to renovate (which many landlords may not be able to afford), sell units/condos (which some are not in good enough shape to make that a viable option), or tear down the buildings and rebuild new. This way you can offer a solution to the township/city and even get grants and assistance for such takeovers as it is a win win for the city and those who are seeking a home. I call this HOMESTEADING. You have a home for life and remain a member of the community as long as you live there. You can't sell your place, it is a community and the project and the community own all. You enjoy a free or as close to free as anywhere you will be able to find as long as you live there. When other such projects and buildings are created then an arrangement can be made to swap sites for those who may choose to move to another location. Until then the downside is you have to have the faith and risk that you and the rest of your TEAM/community will get along (your financial risk is your initial investment that stays with the community and is not transferable). This will not appeal to all and maybe not even many, but it can and will appeal to SOME (Like me) and all that is needed is to find 49 other folks who think like me and are willing to contribute and volunteer to take care of and provide for ourselves that which normally takes money to do otherwise. THAT is a TRANSITION PLAN toward moneyless living. When you have onsite tools and equipment and can fabricate things, you can decide as a group what your next project and/or money required item you want to replace by making it our/yourselves. When you can provide all you need and own all that is required to make what you need THAT is the moneyless living and quality of life I envision. When you want things not produced by the group, find something you CAN produce in excess of your groups need and barter/trade for things you don't have or make with folks on the outside of that community. Forget the complexity of CITIES and FINANCING this will bring YOU as close as possible to ZERO MONEY to eat and have a roof over your head as exists. The innovations and ideas on how to go beyond and expand toward even greater access and higher quality of life that is FREE can grow one item or service at a time when you have a need and decide to do it (DIY) Do it yourself should be your mantra and new way of envisioning things. How CAN you eliminate that which takes money ONE ITEM AT A TIME and when you add them up that is how I see coming to MONEYLESS LIVING. YMMV To be clear, the RENT you pay will only exist until the property and cost of equipment are paid off, THEN you can live there RENT FREE and/or DO AND PLAN however YOU as a community decide to live, this is simply a suggested starting point and if you can think of a better way and/or a preferred solution, do it and find folks who want to do it YOUR WAY vs. try to push and change peoples minds and/or expect everyone will accept one way. This way YOU are in control and YOU create the plan. I plan to create and seed such a TRUST locally in London Ontario. The financing and structuring of a trust to acquire properties can be leveraged (so don't look at how will 10k buy a property). That is the VALUE or asset capital or down payment you bring/provide not the whole financial package. Loan guarantees can come from Local, Provincial and Fed loan guarantees that can be adapted to such projects as well as private angel investors who can supplement and/or guarantee project loans that will make the building and site/property and it's equipment OWNED by the trust collective. And the community decides who the new members will be and those new members may not have to pay rent once the project is paid for but it will be UP TO THE GROUP to decide how much they want to ask for new tenants/members to contribute if at all vs. inherited and/or sold place/spot. The community should always be in charge and decide as a whole what to do, how to do it and with whom. You interview new tenants and let them stay for a probationary period until they become full vested partners of the Homestead trust. BTW this is NOT like the sub-prime mortgages to blacks in Baltimore and other low income coop projects. It would not be anything like it. This would require and include PROPER PLANNING and a loan package and financing that is insured, backed up, guaranteed and secure NOT like the rip off PRIVATE mortgage and financing that are common in co-op housing projects. If you have any questions please don't be afraid to ask. Vic Jasin B.Comm (I have financial and accounting background as someone who has raised venture capital and financed business operations in the past)
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Senvi Founder
Thursday April 30, 2015 @ 12:29:12 PM mt |
Senvi Founder: Petition Premier Christy Clark: Do not re-open Mount Polley mine Change.org
Environmental and human consequences are the priority not corporate convenience and profitability.
Senvi Founder just signed this petition on Change.org.
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Senvi Founder
Tuesday April 28, 2015 @ 11:18:55 PM mt |
Senvi Founder: Moneyless World | Communities - Moneyless World
Yes MONEYLESS COMMUNITIES, ask me how to transition into one even if it's not like one's shown/discussed here. It involves mutual ownership of land, resources and volunteering to create needed goods and services and creating excess as exportable tradeable economy to enhance the goods and services you can produce locally, with outside sources until/or if you decide to do it locally. This can involve: alternative currencies, http://en.wikipedia.org/wiki/Alternative_currency local currencies http://en.wikipedia.org/wiki/List_of_community_currencies_in_the_United_States like a number of cities are already doing, http://mentalfloss.com/article/55414/7-cities-have-their-own-currencies public banking, credit unions and community trusts (see North Dakota banking model) http://www.globalresearch.ca/the-success-of-public-banking-bank-of-north-dakota-outperforms-wall-street/5415100 barter http://barterfirst.com/ http://en.wikipedia.org/wiki/Barter time banking http://timebanks.org/ http://en.wikipedia.org/wiki/Time-based_currency community sharing as in car fleets and other shared tools, facilities and resources http://www.community-sharing.org/1/203/index.asp do it yourself innovation and mentoring among like minded communities and individuals http://www.diynetwork.com/ http://www.instructables.com/ volunteering https://charityvillage.com/topics/volunteer-engagement/volunteerism.aspx https://www.icc-icc.ca/en/cap/volunteerism.php all of which exist and are being done somewhere in one form or another. The Ubuntu Village project discusses a 1,000 member community which ask it's members for a voluntary contribution of 10 hrs/week toward community needs/requirements whether that is food production/farming, home/site building, infrastructure building and maintenance, support and social services etc. Consider how much can be done with 10,000hrs/wk of available labor for a community of 1,000 people. The Intentional Communities projects have varying degress of these things that are working in the real world but you won't hear about them or read about them in the mainstream news often if at all. They are more interested in doing than promoting and yet many are successful and happy with their solutions/outcomes. See http://www.ic.org All the ABOVE can add together to transitioin into a community living formula where all you need and require is FREE based on whatever your community decides it wants to produce and provide as a group/consensus community. If you choose you can decide as a community to get and/or build homes, cars, trucks, boats and SHARE the ACCESS to the facilities in a form of quazi ownership or homesteading. Wherein you get/design access formulas the community (that means everyone in it mutually vs. a hierarchy or elite controlling few), owns the assets and when one is done or no longer is needing or using a facility or asset, redistribute and re-assign access based on formulas everyone agrees to. Consider 1,000 people and a fleet of cars you can share and maintain collectively using hydrogen/electric high quality vehicles. If you share you can afford a lot vs. everyone OWNING their own. Collaborative, mutual, community shared access and shared ownership is FAR more efficient $/capita for resources and value, than private/individual ownership. Do the math. YMMV When your community owns everything that is needed to produce and supply goods and services and it produces and manages/owns the output and the output is provided by volunteer effort/input...... you need not pay yourself for what you own and produce..... and THEN you have A MONEYLESS FREE COMMUNITY living as you choose by consensus/mutual agreement/collective designs/choices. Kind of like the government owning it's own banking and currency vs. the FED and private central banks lol. Do the math, think for yourself and check the contradictions and synthesize your own solutions and community style/method. YOU CAN DO IT IF YOU WANT IT BAD ENOUGH ! YMMV
moneylessworld.org
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Senvi Founder
Tuesday April 28, 2015 @ 10:48:52 PM mt |
Senvi Founder: Welcome to FIC | The Fellowship for Intentional Community website
For those who are looking for a Freeworld or Moneyless society solution, an eco-village, a co-op, a commune or simply a mutual community that has shared values and shared visions of how a community should exist and be organised and exists in a consensus and collaborative/cooperative manner, this is a list of INTENTIONAL communities (aka re-settlements for most part but also include retro-adapted communities or transitioned communities). There are THOUSANDS of communities that exist and others in various stages of completion in this directory and list them geographically. Take a look at some that might be near you and visit them to have a discussion of pros/cons and does/don'ts of community living they have experienced. The point is you can look and join, look and adapt your community and/or look and create your own adapted solutions. It takes effort, initiative and a TRANSITION PLAN to make a change happen. Don't wait for an economic collapse, martial .law or some form of revolutionary change in social order and think your ideal will pop out of the ashes without any direction or planning involved. DO and CREATE YOUR future community as it's unlikely someone will do it for you and simply say OK new social order lets go and/or move in. The real world requires planning and calculating,.... how to get from where you are NOW,..... to where you want to go,...... and there are MANY who already have working models to look at and tweak to suit,.......so no need to reinvent the wheel or think you have to do everything from scratch. Shop around, meet folks with ideas and who ACT and DO and have a PLAN and you will eventually find and/or create what you want that needs no permission, endorsement and/or validation from existing governments and/or social leaders and opinion influencers. JUST DO IT! YMMV http://www.ic.org/
ic.org
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Senvi Founder
Tuesday April 28, 2015 @ 01:36:57 PM mt |
Senvi Founder: Pope Francis cements financial reform in new laws, creates Vatican auditor general | National Catholic Reporter
Nice move, now it will be interesting to see what gets audited and how much transparency will result and how many Vatican secret holdings and unknown treasures and valued assets exist that if divested can/could feed the world's hungry. I have to give him credit for the initiative, now we will see if it's a public relations strategy or truly the beginning of unveling the Vatican and it's secrets. Time will tell.
ncronline.org
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Senvi Founder
Tuesday April 28, 2015 @ 01:29:28 PM mt |
Senvi Founder: Divest the Vatican - 350
Perhaps they need not stop at fossil fuel investments and assets, I can think of a whole bunch of assets and property and wealth and rare artifacts the Vatican can/could divest itself from. This would be a nice place TO START imo. YMMV
act.350.org
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Senvi Founder
Tuesday April 28, 2015 @ 01:14:13 PM mt |
Senvi Founder: Welcome | Transition Network
Find folks to collaborate and organise with here for a local project/group near you. Transition town is all about sharing, caring and resilience and independence on a local level with a sustainable effort and a small ecological footprint (responsible eco planning). Get active and join a group that you can affect and make a difference with within your community and your sphere of influence.
transitionnetwork.org
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Senvi Founder
Tuesday April 28, 2015 @ 01:11:17 PM mt |
Senvi Founder shared a link
transitionguelph.org
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Senvi Founder
Tuesday April 28, 2015 @ 01:10:29 PM mt |
Senvi Founder: Community Energy Initiative - City of Guelph
A local initiative in Ontario you can follow and learn from. BTW Guelph ON is the FIRST community in Canada that has declared itself a TRANSITION TOWN and is one of the most progressive places for such initiatives. A good place to go and get ideas and collaborate and find mentors and expertise/assistance.
guelph.ca
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Senvi Founder
Tuesday April 28, 2015 @ 01:08:28 PM mt |
Senvi Founder posted the following
How to get away from large grid infrastructure dependency AND nuclear power grids/supply.
communityenergyprogram.ca
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